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Wednesday, April 6, 2011

Online credit card usage

Online credit card usage - convenience at its best
Commerce and technology, combined as a package - this is what online credit cards.
With the advent of Internet knowledge and communication barriers were broken. Also, with internet, came the concept of e-shops or virtual shops that existed only on the Internet. You could shop at these stores by using their online credit card payment-acceptance. Once the online credit card payments were verified and approved, got the goods to your door. This is what we call convenience at its best.

With more and more e-shops getting setup everyday, online credit card use of ever more popular. The possibility of receiving online credit card payments has given a whole new dimension to shopping. Now, you can not only shop from the comfort of your home, you can even discounts on these products. This is really great. No need to bother about the weather, not to worry about traffic jams or any other thing. Just go to an e-shop, select a product using their online credit card payment-acceptance ability to pay and ready to receive the goods at your door.
With online credit card processing facility, has a business (online business) are just incredibly easy.

However, there is nothing without pitfalls. One of the pitfalls of online credit card use is the possibility of online credit card fraud. This online credit card fraud can happen in two ways. The first is related to the company on whose website you made online credit card payment for the purchase of property, this holding was fraudulent ie would the online credit card payment from you, but the goods to you to deliver his. Moreover, they could use the information from your credit card (received through completing online credit card payment form by you) for fraudulent purposes. The second type of fraud is committed by fraudsters who use various software / devices to the details of online credit card payments to catch (if you enter them on the online credit card payment form from a website). These programs s are popularly known as spyware and these fraudsters as online spies. The spyware works by capturing keystrokes or taking screenshots of what you do on your computer and then forwarded to the spy. However, there are anti-spyware software available that can be used to counter such spyware.

Yes, the advent of online credit card usage facility is a blessing for us. However, you should exercise caution when making online credit card payments eg do not access your online bank account or credit card payments from internet cafes to do (unless you are absolutely sure about the credentials of the internet).

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